💵 90 FR 45340 · Treasury Tipped Occupation Codes · IRC §224

No Tax on Tips —
Save Up to $25,000*

*$25,000 is the maximum annual tips deduction, subject to income phase-out limits. Individual results will vary.

Check if your occupation qualifies under the IRS Treasury Tipped Occupation Codes (TTOC) list. Calculate your exact federal tax savings in 60 seconds — free, no signup required.

💵

No Tax on Tips Calculator

Tax Year 2025 · 90 FR 45340 · IRC §224

Step 1 — Check Your Occupation
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Step 2 — Your Information
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$
📊 Your Estimated 2025 Tips Savings
$0 Estimated Federal Tax Savings on Tips
Deduction Amount
$0
Your Marginal Rate
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💡 Also earn overtime? The overtime and tips deductions stack — you can claim both on the same return. Calculate overtime savings →
How to claim: Report on Schedule 1-A (Form 1040). Above-the-line deduction — no need to itemize.
TurboTax handles OBBBA tips deductions automatically.

Their 2025 software includes all new tips deductions — calculated correctly and filed on your behalf.

File with TurboTax →

~37% of filers qualify. Simple Form 1040 returns only (no schedules, except for EITC, CTC, student loan interest, and Schedule 1-A).

ALSO FREE

Do You Also Work Overtime?

The OBBBA overtime deduction is separate and can be stacked with tips. Calculate your combined savings.

Use Overtime Calculator →
⚡ Key Facts
  • Must work in a Treasury Tipped Occupation Codes (TTOC)-approved occupation
  • Covers W-2 employees and self-employed tipped workers
  • $25,000 annual deduction cap
  • Phase-out: $100 per $1,000 over $150,000 MAGI (single) or $300,000 (MFJ)
  • Married filing separately receives no deduction
  • Based on 90 FR 45340, IRC §224
📋 Top Qualifying Jobs
  • Servers & waitstaff
  • Bartenders
  • Hair stylists & barbers
  • Nail technicians
  • Rideshare & delivery drivers
  • Casino dealers
  • Hotel housekeeping
  • Massage therapists